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Have Questions? We’re Here to Help

Our team at Lume Lend Financing is dedicated to guiding you through every step of the process.

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At Lume Lend Financing, your personal information is protected by state-of-the-art security measures. We’re committed to keeping your data safe and confidential.

Loan Details at a Glance

• Loan Amount: $5,000–$399,999

• APR Range: Up to 12.95% (based on creditworthiness)

• Terms: 2 to 30 years

• No Hidden Fees: Zero origination fees, prepayment penalties, or administrative costs

Example Loan Breakdown

Loan Amount

$125,000

APR

5.25%

Term

20 years

Monthly Payment

$842.31

Total Repaid

$202,153.25

Total Interest

$77,153.25

Important Notes

• Approval Criteria: Rates and terms are determined by an independent assessment of your credit profile, financial stability, and ability to manage loan obligations.

• Late Payments: Fees up to 10% of the overdue amount may apply (excluded from APR). Late or missed payments may negatively impact your credit score.