Bad Credit? We Can Help!

Secure the personal loan you need, even with less-than-perfect credit. Apply today for swift approval!

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Flexible Loan Options

We provide loans tailored for individuals with both good and bad credit histories. Apply today!

A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
A laptop displays a credit score website with a score of 825, labeled as excellent, set on a wooden table with a smartphone nearby. Dark leafy plant elements are blurred in the background.
A laptop displays a credit score website with a score of 825, labeled as excellent, set on a wooden table with a smartphone nearby. Dark leafy plant elements are blurred in the background.
Bad Credit Loans

Our bad credit loans are designed to help you secure financing despite your credit history challenges.

Good Credit Loans

Benefit from our good credit loans with competitive rates and terms to meet your financial needs.

Stable Resource helped me secure a loan despite my credit issues. Their team was supportive and understanding, making the process smooth and stress-free. Highly recommend!

John D.

A modern building facade with large windows and a sign displaying 'credithuman'. The structure has a combination of beige brick, glass, and metal elements. Trees are partially visible in the foreground.
A modern building facade with large windows and a sign displaying 'credithuman'. The structure has a combination of beige brick, glass, and metal elements. Trees are partially visible in the foreground.

★★★★★

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Have Questions? We’re Here to Help.

Our team at Lume Lend Financing is dedicated to guiding you through every step of the process.

🔒 Your Security and Privacy Are Our Priority

At Lume Lend Financing, your personal information is protected by state-of-the-art security measures. We’re committed to keeping your data safe and confidential.

Loan Details at a Glance

  • Loan Amount: $5,000–$399,999

  • APR Range: Up to 12.95% (based on creditworthiness)

  • Terms: 2 to 30 years

  • No Hidden Fees: Zero origination fees, prepayment penalties, or administrative costs.

Example Loan Breakdown

Loan Amount

$125,000

APR

5.25%

Term

20 years

Monthly Payment

$842.31

Total Repaid

$202,153.25

Total Interest

$77,153.25

Important Notes

  • Approval Criteria: Rates and terms are determined by an independent assessment of your credit profile, financial stability, and ability to manage loan obligations.

  • Late Payments: Fees up to 10% of the overdue amount may apply (excluded from APR). Late or missed payments may negatively impact your credit score.